Bermuda operates on Atlantic Standard Time (AST), which is UTC−04:00. During daylight saving time, Bermuda switches to Atlantic Daylight Time (ADT), which is UTC−03:00. To find what time it is in Bermuda now, you need to subtract 4 hours from Coordinated Universal Time (UTC) during standard time, or 3 hours during daylight saving time.

Yes, Bermuda observes DST. Daylight saving time typically begins on the second Sunday in March and ends on the first Sunday in November, switching between AST (UTC−04:00) and ADT (UTC−03:00).

Bermuda shares its time zone with parts of the Caribbean and Atlantic regions, including the Bahamas and parts of Canada's Atlantic provinces during standard time.

Bermuda is typically 1 hour ahead of Eastern Time (ET) during standard time, and the same time as ET during daylight saving time. It is 4 hours ahead of Pacific Time (PT) during standard time, and 3 hours ahead during daylight saving time.

The economy relies on key sectors, including:

Tourism: A major industry with beautiful beaches, golf courses, and historic sites attracting visitors year-round.

International Business: Bermuda is a leading offshore financial center, hosting many international companies and insurance firms.

Financial Services: Insurance and reinsurance are particularly significant, with Bermuda being one of the world's largest reinsurance markets.

Bermuda is known for its unique geography and culture:

Pink Sand Beaches: The island's beaches feature distinctive pink sand created by crushed coral and shells.

Bermuda Triangle: The island is located near the area known as the Bermuda Triangle, though the region's reputation is largely based on legend rather than documented incidents.

Historic Forts: The island has numerous historic forts and military installations dating back to colonial times.

Golf Courses: Bermuda has more golf courses per square mile than anywhere else in the world.